Compare your options

$100 - $5,000 · as soon as the next business day, if approved

256-bit SSL · Checking your options won't affect your credit score · Free to ask

VIP Treatment in 60 Seconds

Need a clear view before payday?

Send one request and compare what lenders can offer.

Real customers connected with lenders, from quick repairs to medical needs.

The whole valley in view.

Check your options
$100 - $5,000Loan range
As Fast As 24 HrsQuick funding
Safe & SecureBank-level encryption

How Can We Help Your Finances?

Get a Loan Today for a Better Tomorrow

  • Short-Term Loan

    They might be called different things, but they’re all designed to provide you with temporary financial relief.

  • Simply Receive the Loan Money

    Your loan will be deposited directly in your bank account, usually as soon as the next day.

Get Started

A Few Minutes to Complete Our Secure Online Form

Connect with a Helpful Lender

We’ll search our network for a lender who can help. We make the process simple. No need to visit hundreds of websites and fill out numerous paperwork.

The Need for Speed

Our online service readily serves your need to connect with a lender. The process takes a few minutes. Fill out our secure online form and we send an encrypted copy to an authorized lender to approve.

Your Loan, Your Business

We recognize a personal loan is a private matter. Reasons for needing money range from critical automobile maintenance, unexpected medical expenses, much needed family vacation, basic home improvements, etc.

Questions people ask before they start

Does RidgeQuotes lend the money itself?

No. RidgeQuotes is not a lender and does not make credit decisions. Your request goes to participating lenders; whoever responds decides and sets the terms.

How much can I ask for?

Anywhere from $100 to $5,000. Lenders decide how much they can offer, so an offer may be lower than what you asked for.

Does sending a request affect my credit?

Checking your options does not affect your credit score. A lender may run its own credit check as part of considering your request.

How long until I could have the money?

Often by the next business day if you are approved and accept an offer. Some lenders and banks take longer.

What information do I need to have ready?

Basic details about you, your income and your checking account. Applicants must be 18+ and US residents in a participating state.

Is there a fee to use RidgeQuotes?

Nothing. We are paid by lenders and partners. Loan rates and fees come from the lender and are disclosed before you sign.

Your Lender Already Waiting

Just complete quick form here

Get Started

*Subject to lender’s availability and approval